What’s My Rate?
To determine the appropriate premium rates for a Vision plan:
- Look up your state of residence
- Look up your 3-digit zip code
-
Use the Area # that applies to your state/zip to determine
the premium rate from the table below.
| State | First 3 Digits of Zip Code | Area |
|---|---|---|
|
Alabama |
350-354, 362-364, 367-369 |
1 |
|
355-361, 365-366 |
2 |
|
|
Alaska |
Not Available |
6 |
|
Arizona |
850-857 |
2 |
|
859-865 |
3 |
|
|
Arkansas |
|
2 |
|
California |
923-925 |
2 |
|
900, 905-922, 926-938, 952-953, 955-961 |
3 |
|
|
901-904, 939, 945-946, 948, 950-951 |
4 |
|
|
940-944, 947, 949, 954 |
5 |
|
|
Colorado |
|
3 |
|
Connecticut |
|
4 |
|
Delaware |
197, 199 |
4 |
|
198 |
5 |
|
|
D.C. |
|
3 |
|
Florida |
320-322, 325-329, 334-338, 342-349 |
2 |
|
323-324, 333, 339-341 |
3 |
|
|
330-332 |
4 |
|
|
Georgia |
306-310, 312, 319 |
2 |
|
300-305, 311, 313-318, 398 |
3 |
|
|
Hawaii |
|
3 |
|
Idaho |
|
2 |
|
Illinois |
624, 628-629 |
1 |
|
609-623, 625-627 |
2 |
|
|
600-608 |
3 |
|
|
Indiana |
471, 475 |
1 |
|
460-462. 465-470. 472-474. 476-479 |
2 |
|
|
463-464 |
3 |
|
|
Iowa |
508-510, 512-516 |
1 |
|
500-507, 520-528 |
2 |
|
|
511 |
3 |
|
|
Kansas |
|
2 |
|
Kentucky |
400-404, 406-409, 411-419, 425-427 |
1 |
|
405, 410, 420-424 |
2 |
|
|
Louisiana |
|
2 |
|
Maine |
Not Available |
3 |
|
Not Available |
4 |
|
|
Maryland |
215 |
1 |
|
206, 210-214, 216-219 |
2 |
|
|
207-209 |
3 |
|
|
Massachusetts |
010, 012-013 |
3 |
|
011, 014-027 |
4 |
|
|
Michigan |
486 |
2 |
|
480-485, 487-499 |
3 |
|
|
Minnesota |
|
3 |
|
Mississippi |
|
2 |
|
Missouri |
645 |
1 |
|
630-644, 646-651, 653-659 |
2 |
|
|
652 |
3 |
|
|
Montana |
Not Available |
3 |
|
Nebraska |
680-684, 689-690 |
1 |
|
685-688, 691-693 |
2 |
|
|
Nevada |
889-891 |
2 |
|
893-898 |
4 |
|
|
New Hampshire |
Not Available |
4 |
|
Not Available |
5 |
|
|
New Jersey |
071-072 |
2 |
|
070, 073, 077, 080-087 |
3 |
|
|
074-076, 078-079, 088-089 |
4 |
|
|
New Mexico |
Not Available |
3 |
|
New York |
104, 124-129, 133-136, 142 |
2 |
|
103, 109-110, 115, 117-123, 130-132 |
3 |
|
|
137-141, 143-149 |
3 |
|
|
063, 105-108, 111-114, 116 |
4 |
|
|
100-102 |
6 |
|
|
North Carolina |
270-281, 283-289 |
3 |
|
282 |
4 |
|
|
North Dakota |
|
3 |
|
Ohio |
430-435, 437-459 |
2 |
|
436 |
3 |
|
|
Oklahoma |
731, 735-749 |
2 |
|
730, 734 |
3 |
|
|
Oregon |
|
3 |
|
Pennsylvania |
Not Available |
1 |
|
Not Available |
2 |
|
|
Not Available |
3 |
|
|
Puerto Rico |
|
1 |
|
Rhode Island |
3 |
|
|
South Carolina |
|
3 |
|
South Dakota |
570, 572-577 |
2 |
|
571 |
3 |
|
|
Tennessee |
|
2 |
|
Texas |
782 |
1 |
|
754-759, 764-769, 773-774, 776-781, 783-785 |
2 |
|
|
788-789, 794-799 |
2 |
|
|
750-753, 760-763, 770-772, 775, 786-787 |
3 |
|
|
790-793, 885 |
3 |
|
|
Utah |
Not Available |
1 |
|
Vermont |
Not Available |
4 |
|
Virginia |
230-246 |
2 |
|
201, 220-229 |
3 |
|
|
Virgin Islands |
|
3 |
|
Washington |
990-992, 994 |
3 |
|
985-989, 993 |
4 |
|
|
980-984 |
5 |
|
|
West Virginia |
|
2 |
|
Wisconsin |
|
3 |
|
Wyoming |
|
2 |
| Area | 1 | 2 | 3 | 4 | 5 | 6 |
|---|---|---|---|---|---|---|
| Member Only | $5.91 | $6.40 | $7.18 | $7.66 | $7.90 | $8.39 |
| Member + Spouse | $11.09 | $12.12 | $14.36 | $15.45 | $15.81 | $17.03 |
| Member + Child(ren) | $13.05 | $14.26 | $16.90 | $18.18 | $18.75 | $20.04 |
| Member + Family | $21.15 | $23.68 | $25.89 | $28.18 | $30.17 | $32.38 |
For a list of primary covered services & limitations, please download a plan summary.
To find a Superior Vision network provider go to:
Click on Find Vision Provider, Choose Superior Vision, & enter your zip code
Vision insurance is underwritten by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through Superior Vision Services, Inc. (“Superior Vision”), a Delaware corporation. Superior Vision is part of the MetLife family of companies.