The purpose of disability insurance, whether for public or private employees, is as a type of income protection. It provides you and your family with up to 65 percent of your basic monthly salary, with a maximum annual salary of $166,000 with Starr Wright USA's disability insurance for federal employees. While some insurance plans for disability only provide short-term coverage, Starr Wright USA delivers short- and long-term disability insurance for federal employees.
As well as supplementing your income while you're away from work, disability insurance provides residual benefits. The role of residual benefits is to account for any reduction in your monthly paycheck resulting from your disability. The benefits are a percentage of your standard monthly payment, which you received while unable to work. Another factor of federal employee disability insurance is beneficiary benefits. With Starr Wright USA, if you pass away while totally disabled, your beneficiary will receive your benefits.
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For Current Federal Employees, click here to download a PDF application.
For New Federal Employees, click the button below.