The Civil Service Employee Benefits Association (CSEBA) is the group policyholder of this insurance program. CSEBA makes available voluntary risk management products and services, other voluntary benefits, and educational services to current and former federal employees. Starr Wright USA acts as the program administrator for CSEBA.
Right to change benefits, rates or terminate the plan:
Changes to the group policy are subject to agreement between the group policyholder (CSEBA) and ReliaStar Life Insurance Company. CSEBA or ReliaStar Life may terminate the plan on any premium due date with advance notice. If the plan is terminated by CSEBA or ReliaStar Life, at least 30 days advance notice will be provided to the individual insured member(s). For level term coverage, the initial premium will not change for the level term period unless the insurance company exercises its right to change premium rates for all insureds covered under the group policy with 60 days advance written notice.
A death benefit will not be paid due to death as a result of suicide (while sane or insane) within 2 years of the date insurance or increase of insurance coverage starts. The Accelerated Life Benefit is subject to additional exclusions.
Starr Wright USA
One Integrity Parkway
Cleveland, Ohio 44143-1500
*The initial premium will not change for the first 10 years unless the insurance company exercises its right to change premium rates for all insureds covered under the group policy with 60 days advance written notice.
**Voya Travel Assistance Services are provided by Europ Assistance USA, Bethesda, MD.
***Funeral Planning and Concierge Services provided by Everest Package, LLC, Houston, TX.
This is a summary of benefits only. A complete description of benefits, limitations, exclusions and termination of coverage will be provided in the certificate of coverage. All coverage is subject to the terms of the group policy. If there is any discrepancy between this document and the group policy documents, the policy documents will govern.
Group Term Life Insurance provided under the terms of a group life insurance policy, Group Policy GL-67182-7, issued and delivered in the District of Columbia to Civil Service Employee Benefits Association as the policyholder. The group policy is issued by ReliaStar Life Insurance Company (Minneapolis, MN), a member of the Voya® family of companies. The policy is administered on behalf of ReliaStar Life Insurance Company by Starr Wright USA, an insurance agency licensed in the District of Columbia. Starr Wright USA is a marketing name for Starr Wright Insurance Agency, Inc. Policy form LP00GP. Product availability and provisions may vary by state.