Professional Liability Insurance for Federal and Private Contractors
Professional Liability Insurance, also referred to as errors and omissions insurance, ensures your business is covered should you be sued for negligently performing the services you offer — whether that be providing a professional service, giving advice to clients or you are requested by a client to have Professional Liability Insurance to carry out a contract.
For businesses that provide professional and personal services, Professional Liability Insurance is necessary to address potential claims that may arise. There are several claims Professional Liability Insurance will cover under your policy. Examples of those claims include:
- Actual or alleged negligence
- Personal injury
- Copyright violation
- Allegations stemming from service previously performed
- Damages
General Liability Insurance for Contractors and Consultants
Bodily injury, property damage, and data loss are all covered under your General Liability Insurance policy, protecting your business from another business’s or individual’s claims. If your company or your employees interact with clients face-to-face, have access to clients’ equipment, represent a client’s business in any way, or utilize third-party locations for business activities, General Liability Insurance is an essential asset for protection against potential claims.
Business Owners Policy Insurance for Contractors and Consultants
Many business owners make a mistake by electing not to purchase Business Owners Policy Insurance. They believe their losses are covered along with any potential losses of their customers with General Liability Insurance alone. However, this policy does not protect you when it comes to your property. If you need General Liability Insurance coverage, have business equipment, own the building where you work, or operate with vast amounts of data, a Business Owners Policy is an essential item to acquire.
Since 1965, Starr Wright USA has specialized in serving current and former federal employees. Our unparalleled expertise continues to protect federal contractors while also offering insurance to a variety of other industries.
See the Industry Information section below to learn more about your specific industry.